HARRISBURG (Newsradio 1020 KDKA) - Pennsylvania’s Insurance Commissioner is warning businesses that defy Governor Tom Wolf’s order in areas in the red and yellow phase may not be covered.
Jessica Altman announced Monday that many insurance policies “contain provisions that exclude coverage of businesses or individuals engaging in illegal acts or conduct.”
Exclusions can apply to property coverage, liability coverage, injury coverage and other essential coverages.
“Businesses and residents rely on insurance coverage to protect them from liability, pay for covered losses, and compensate those who may be injured or harmed,” said Altman. “It is the duty of every business and resident in Pennsylvania to ensure that they and the public at large are provided with the maximum level of protection afforded by insurance. Any actions that could potentially create coverage gaps are the antitheses of the civil duty required of all residents during these times of emergency.”
All businesses in PA are encouraged to call their insurance provider with any question they may have.