The death of a loved one is never easy. The grieving process only gets harder when you have to grapple with missing financial information—or worse, conflicts over their final wishes. If you suspect the departed may have had a life insurance policy, you may be eager to track down the details, which is especially important if you think you could receive money as the beneficiary. Luckily, a new service from the National Association of Insurance Commissioners (NAIC) may make the search process easier. You can use their free tool to search for missing life insurance policies and annuity contracts. After filling out the online form, NAIC will contact participating insurance companies. If they uncover a policy for your deceased loved one—and you have the authority to receive the details—the insurance company in question will contact you directly. It may take up to 90 days to get a response. CLICK HERE to get started.