(WWJ) The State of Michigan has made an agreement with all of its health insurers to waive 100% of out-of-pocket costs for medical care related to COVID-19 through the end of the year.
The Michigan Department of Insurance and Financial Services (DIFS) announced all participating insurers will completely cover COVID-19 related doctor’s visits, diagnostic testing, emergency room trips, ambulance rides and FDA approved medications and vaccines, as they become available.
“Eliminating financial barriers to testing and treatment will ensure that Michiganders can focus on getting appropriate care, instead of worrying about how they are going to pay COVID-19-related medical bills,” DIFS director, Anita Fox, said.
The patient will not bear the burden of any cost sharing, according to a release.
“Ensuring access to appropriate testing and medical treatment without financial concern is an important part of fighting this virus,” Governor Gretchen Whitmer said. “We’re continuing to work around the clock to slow the spread of this virus and keep people healthy, and I am thankful that Michigan’s health insurers have continued to step up to do their part.”
Other insurers not in the agreement—including Oscar and UnitedHealthCare—have promised to waive all COVID-19 testing and cost sharing through the end of October under the U.S. Families First Coronavirus Response Act. It is unclear if they will extend their coverage.
If you have questions about your plan, you are encouraged to call the number on the back of your insurance card. State officials say you should contact your insurance company before paying any money out of pocket for COVID-19 testing or treatment.
You can also contact the DIFS hotline at 877-999-6442.