State Health Insurers Agree To Cover All COVID-19 Costs Through End Of Year

coronavirus testing
By WWJ Newsradio 950

(WWJ) The State of Michigan has made an agreement with all of its health insurers to waive 100% of out-of-pocket costs for medical care related to COVID-19 through the end of the year.

The Michigan Department of Insurance and Financial Services (DIFS) announced all participating insurers will completely cover COVID-19 related doctor’s visits, diagnostic testing, emergency room trips, ambulance rides and FDA approved medications and vaccines, as they become available.

“Eliminating financial barriers to testing and treatment will ensure that Michiganders can focus on getting appropriate care, instead of worrying about how they are going to pay COVID-19-related medical bills,” DIFS director, Anita Fox, said.

The patient will not bear the burden of any cost sharing, according to a release.

“Ensuring access to appropriate testing and medical treatment without financial concern is an important part of fighting this virus,” Governor Gretchen Whitmer said. “We’re continuing to work around the clock to slow the spread of this virus and keep people healthy, and I am thankful that Michigan’s health insurers have continued to step up to do their part.”  

The participating insurers are:

  • Aetna Better Health of Michigan 
  • Blue Cross Blue Shield of Michigan, Blue Care Network 
  • HAP, Alliance Health 
  • Humana
  • McLaren Health Plan 
  • Meridian Health Plan 
  • Molina Healthcare Michigan 
  • Paramount Care of Michigan  
  • Physicians Health Plan (PHP) 
  • Priority Health, Priority Health Insurance Co. 
  • Total Health Care 

Under federal law, people on Medicare and Medicaid also receive a free COVID test and related medical care.

Other insurers not in the agreement—including Oscar and UnitedHealthCare—have promised to waive all COVID-19 testing and cost sharing through the end of October under the U.S. Families First Coronavirus Response Act. It is unclear if they will extend their coverage.

If you have questions about your plan, you are encouraged to call the number on the back of your insurance card. State officials say you should contact your insurance company before paying any money out of pocket for COVID-19 testing or treatment.

You can also contact the DIFS hotline at 877-999-6442.